Understanding General Liability Insurance!
August 4, 2008 by admin · 5 Comments
In today’s litigious society, even small mishaps can result in large lawsuits. That’s why general liability insurance, along with property and worker’s compensation insurance, is essential for most companies. Liability insurance protects the assets of a business when it is sued for something it did (or didn’t do) to cause an injury or property damage.
General liability insurance can be purchased separately or as part of a business-owner’s policy (BOP). A BOP bundles property and liability insurance into one policy; however, the liability coverage limits are generally pretty low. Businesses that need more coverage usually purchase liability insurance as a separate policy. The amount of coverage a business needs depends on a couple of factors:
- Perceived risk. Business owners should first consider the amount of risk associated with their business. For example, a business that manufactures heavy machinery is at a greater risk of being sued than a company that manufactures linens, and would therefore need more liability insurance.
- The state in which you operate. Businesses that operate in states with a history of awarding high damage amounts to plaintiffs typically need to carry liability insurance with higher coverage limits. An insurance broker can offer guidance in this area.
Cut Energy Costs with Oliver Heating & Cooling
August 4, 2008 by admin · 17 Comments
Building automation systems (BASs) can be a powerful tool for commercial-building energy managers, but some managers are unsure about the prospective energy-savings benefits and first costs. A BAS by Oliver Heating & Cooling might go into a building that has no existing system, replace outdated pneumatic controls, or replace an existing direct digital control system. It’s possible, however, to make some generalizations about savings potential and costs. This can give energy managers who are considering BAS implementation a place to start—and help them work with energy providers to attain financial support.
Some of the most common strategies that BASs uses to cut energy costs include: Read more
Remove Allergens like Mold & Dust with Oliver Heating & Cooling
August 2, 2008 by admin · 4 Comments
Indoor Air has been found to be up to 70 times more polluted than outdoor air. Most people spend 90% of their time indoors. More than 50 million Americans suffer from allergies! HVAC Systems can trigger these health conditions and HVAC Systems Cleaning by a qualified contractor can remove allergens like mold and dust from the HVAC System providing improved air to the building occupants.
The EPA states clean ductwork is part of the “Standard of Care” for maintaining acceptable indoor air quality. Increasingly facilities are having their HVAC Systems cleaned due to concerns over occupant health, comfort, and safety. There are numerous other reasons to have a building’s HVAC System cleaned. Read more
A Simple Test from Oliver Heating and Cooling Can Spot Carbon Monoxide Danger!
Oliver Heating & Air Conditioning knows that carbon monoxide concentrations as low as 9 parts per million can adversely effect your health (most carbon monoxide detectors have a sensitivity to concentrations above 70 ppm). Additionally, in many homes “negative pressure” exists that prevents CO from escaping normally. They test the air
Sell Your Home Tosco
July 31, 2008 by admin · 4 Comments
Tosco Elite is commitment to excellence is apparent through their exceptional customer service and their dedication to our clients, beginning with the first phone call and continuing all the way through to settlement and well beyond.
Tosco Elite’s agents can assist you with all of your buying and selling needs! Whether it’s your first time buying a home or you are ready to sell and move to the next stage in your life, their knowledgeable team will help you from start to finish. Tosco, in Collegeville, will take the time to find out about your current situation, what your needs are and what you are trying to accomplish, and then they will make every effort to meet your needs and exceed your expectations. Read more
Get An Organized Garage in One Day
July 31, 2008 by admin · 4 Comments
ThoseGarageGuys recognize the undeniable reality amongst homeowners today…. and that is…. they have a lot of stuff and don’t know were to put it. And by default, it usually ends up in the family dumping grounds, better known as your Garage.
They have a unique process that helps you categorize your stuff. They’ll even help you get rid of the stuff that needs to go. Read more
Would you like to park your car in your garage again?
July 31, 2008 by admin · Leave a Comment
ThoseGarageGuys recognize the undeniable reality amongst homeowners today…. and that is…. they have a lot of stuff and don’t know were to put it. And by default, it usually ends up in the family dumping grounds, better known as your Garage.
They have a unique process that helps you categorize your stuff. They’ll even help you get rid of the stuff that needs to go.
Next, we cover your walls with a beautiful slat wall panel system that serves as the foundation for storing what’s on the floor.
And finally, we assemble and hang all the cabinetry, hooks, hangers, and accessories Read more
Increase the Value of Your Home
July 31, 2008 by admin · 5 Comments
Increase the value of your home by making simply renovations, like new siding and a new roof. Curb appeal is the first thing that will attract someone to your house.
Stauffer Construction has been renovating some of the most beautiful homes. From the inside to the outside of each and every home, they sure know how to make the neighbors jealous. From roof replacement to window installation, Stauffer Construction can do it all and at the same time make it affordable for most homeowners.
Home Improvements That Will Increase The Value of Your Home
July 31, 2008 by admin · Leave a Comment
Increase the value of your home by making simply renovations, like new siding and a new roof. Curb appeal is the first thing that will attract someone to your house.
Stauffer Construction has been renovating some of the most beautiful homes. From the inside to the outside of each and every home, they sure know how to make the neighbors jealous. From roof replacement to window installation, Stauffer Construction can do it all and at the same time make it affordable for most homeowners.
Heat Pump Repair and Maintenance with Oliver Heating & Cooling
July 31, 2008 by admin · Leave a Comment
Have you decided it is time for a trained Oliver Heating & Air Conditioning professional to visit your home to assess your needs? Schedule your appointment now! Oliver Heating & Air Conditioning provides comfortable and guaranteed solutions for all of your heating and cooling needs in the Delaware Valley.
In a perfect world, we should be able to turn on our heat pumps and have them deliver exactly what we want, at the temperature we want, all day long. Most of the time this is the case. What is difficult to discern is when the heat pump is not running efficiently. Sure, it’s on and putting out hot or cold air, but is it working too hard? Think of your HVAC unit like a car. It has a motor and runs off a certain type of energy. In the same way that you change your car’s oil, these HVAC motors also need regular attention to run efficiently and effectively. Read more
